Portfolio Home Realty — Southern California Cash Back Real Estate

Portfolio Home Realty is a licensed California real estate brokerage (DRE #02232009) that gives buyers 1% of the purchase price back at closing. The seller pays our 2.5% commission; we keep 1.5% and return 1% to the buyer. On a $1,200,000 home in Irvine, the buyer receives $12,000 cash at closing. We serve 49 cities across Los Angeles County and Orange County including Newport Beach, Beverly Hills, Irvine, Santa Monica, Manhattan Beach, Laguna Beach, and more. Contact: (949) 379-5320. DRE #02232009.

⭐ 5.0 Google Rating  ·  📞 (949) 379-5320  ·  🏡 Get 1% cash back when you buy in SoCal  ·  DRE #02232009  ·  Free consultation →
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Southern California coastal homes along Pacific Coast Highway
Southern California Buyer Brokerage

Buy in SoCal.
Get 1% back
at closing.

Full-service buyer representation across 49 cities — with 1% of your purchase price returned to you at close of escrow. No trade-offs.

DRE #02232009
49 SoCal cities
Zero conditions
5.0 ★ Google
💰 Calculate your rebate

How much will you get back?

$
Your cash back
1% of purchase price
$12,000
Claim my rebate →
49
SoCal cities served
1%
Back to you at closing
5.0★
Google rating
47+
Families helped
2
SoCal offices
$0
Extra cost to you
How It Works

Simple process. Real savings.
Zero trade-offs.

The seller pays our 2.5% commission. We keep 1.5% to run our brokerage. You get 1% back at closing — while we do everything a traditional agent does.

01

Connect with a local expert

Tell us your target city, budget, and timeline. We match you with an agent who has deep knowledge of that specific market.

02

Get full-service representation

Offer writing, negotiation, inspections, escrow coordination — everything a traditional agent does. No shortcuts, no compromises.

03

Collect your rebate at closing

At close of escrow, 1% of the purchase price is returned to you — as cash, a closing cost credit, or a rate buydown. Your choice.

Why Portfolio Home Realty

Full service.
More money back.

The rebate doesn't come at the expense of service. We simply operate more efficiently than a traditional brokerage — and pass the savings to you.

🏛️

Fully licensed & transparent

California DRE #02232009. The rebate is disclosed in your Buyer Representation Agreement and to your lender from day one.

🤝

Every service included

MLS access, offer writing, negotiation, inspection coordination, escrow management — all included. Nothing is cut.

📍

Truly local expertise

Our agents know SoCal neighborhoods, school districts, HOAs, and micro-markets — not just the MLS data.

Get free estimate → About us
Modern Southern California home interior with open concept kitchen
The Math

What you actually receive

Purchase Price Traditional Agent Portfolio Home Realty
$700,000$0 back$7,000 back
$900,000$0 back$9,000 back
$1,200,000$0 back$12,000 back
$2,000,000$0 back$20,000 back
$4,500,000$0 back$45,000 back

Rebate is 1% of purchase price. Subject to lender approval. Seller must offer buyer agent compensation. DRE #02232009.

Service Area

All of Southern California

Same 1% cash back in every city. Same full-service representation. 49 cities across LA County and Orange County.

★ Verified Google Reviews

What our clients say

★★★★★

""This is my third purchase / refinance with Mike. He always gets me the best deals, is very responsive, and he went off his way to make sure everything went as planned. I would hig..."

M
M.A.
Verified Google Review
★★★★★

""I had a fantastic experience buying a house with Mike. His expertise and advice were spot on, and his customer service was out of this world. I'm so grateful to Mike and his team ..."

S
S.S.
Verified Google Review
★★★★★

""Portfolio Home Realty made the home-buying process remarkably straightforward. Their deep knowledge of Southern California's real estate market was evident throughout the entire p..."

N
N.M.
Verified Google Review
★★★★★

""I couldn't be more impressed with their services. Their team offers an extensive range of real estate solutions and exceeded all our expectations from start to finish."..."

I
I.S.
Verified Google Review
★★★★★

""Mike and his team gave us outstanding service from start to finish and exceeded all our expectations. Thanks!"..."

B
B.M.
Verified Google Review
★★★★★

""Professional, knowledgeable, and answered every question I had. They helped me buy my first home with ease. If I was to buy another house I would go back again."..."

N
N.M.
Verified Google Review
The SoCal Lifestyle

Your next chapter starts here

From beachfront living to tree-lined estates — explore the communities where your 1% cash back goes even further.

Aerial view of Southern California coastal community at sunset
Coastal Living LA & Orange County beachfront communities
Palm-tree lined residential street in luxury SoCal neighborhood
Luxury Estates Beverly Hills · Brentwood · Pacific Palisades
Manhattan Beach oceanfront with volleyball courts and pier
Beach Communities Manhattan Beach · Hermosa · Redondo
Marina del Rey boat harbor at golden hour
Marina & Harbor Marina del Rey · Newport · Dana Point
Real estate agent consulting with home buyers
Expert Guidance Local agents who know every neighborhood
Common Questions

Straight answers

How does a buyer commission rebate actually work? +

When you buy a home, the seller typically pays the buyer's agent a commission of 2–3% of the purchase price. Portfolio Home Realty collects that commission, retains 1.5% to run our brokerage, and rebates 1% of the purchase price back to you at closing. You don't pay anything extra — in fact, you walk away with money.

Will I receive less service because of the rebate? +

No. Our agents provide full-service representation on every transaction: property search, tours, disclosure review, offer writing, negotiation, inspection coordination, and escrow management. The rebate comes from how we structure our business — not from cutting your service.

Is the rebate taxable income I have to report? +

Per IRS guidance, buyer rebates are generally treated as a purchase price reduction — not income — and are not reported as taxable income. That said, every situation is different, and we always recommend confirming with your CPA or tax advisor.

What if my lender doesn't allow a rebate? +

Most conventional, FHA, and VA loans allow buyer rebates, though rules vary by lender. Our agents navigate this regularly and will work with your lender upfront to structure the rebate in a compliant way. In some cases, the rebate may be applied toward closing costs instead.

Which Southern California cities do you serve? +

We serve communities across Los Angeles County, Orange County, and surrounding Southern California — including Newport Beach, Beverly Hills, Malibu, Santa Monica, Manhattan Beach, Irvine, Laguna Beach, and 42 more cities. See our Cities section above.

How large can my rebate be on a luxury purchase? +

On a $4.5M Beverly Hills purchase, your rebate is $45,000. On a $10M Malibu estate, that's $100,000 returned to you at closing. Our rebate scales directly with the purchase price — especially impactful on Southern California's luxury properties.

Free Consultation

Talk to an agent —
no commitment required.

Everything is done remotely — by phone, text, and email. Tell us your target city and budget and we'll walk you through exactly how much cash back you'd receive and how the process works. No pressure, no obligation.

🕐
Mon–Fri 9am–6pm · Sat 10am–4pm
Licensed offices in SoCal
LA County
13763 Fiji Way
Marina Del Rey, CA 90292
Orange County
4000 MacArthur Blvd, Ste 600
Newport Beach, CA 92660

📞 100% remote — call, text, or email

Mon–Fri 9am–6pm · Sat 10am–4pm · No office visits needed

(949) 379-5320 Or text us →

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We'll be in touch within one business hour.

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