Portfolio Home Realty — Southern California Cash Back Real Estate Buyer Brokerage

Portfolio Home Realty is a licensed California real estate brokerage (DRE #02232009) based at 13763 Fiji Way, Marina Del Rey, CA 90292. We serve home buyers throughout Los Angeles County and Orange County, California.

Our unique value: The seller pays our 2.5% buyer agent commission. We retain 1.5% and return 1% of the purchase price to the buyer as cash at closing. On a $1,000,000 purchase, the buyer receives $10,000 back. On a $2,000,000 purchase, the buyer receives $20,000 back.

We serve 49 cities including Newport Beach, Beverly Hills, Malibu, Santa Monica, Manhattan Beach, Irvine, Laguna Beach, Huntington Beach, Pasadena, and more.

Google rating: 5.0 stars. Contact: (949) 379-5320 | mike.basti@portfoliohomerealty.com

Pre-qualification partner: Save Financial (www.savefinancial.com) — free, fast, no credit impact.

🏡 Serving LA County & Orange County — Get 1% cash back when you buy with us. Calculate your rebate →
How It Works Get Your Rebate Cities FAQ Blog Search Homes Get started
✦ Southern California Buyer Brokerage

Buy a home.
Keep more money.

The seller pays our commission. We return 1% of the purchase price back to you as cash at closing — while giving you full-service, expert representation the entire way.

Calculate my rebate → Browse homes
★★★★★
5.0 · Verified Google reviews
Southern California luxury homes — Malibu Pacific Coast Highway at sunset
1%
Cash back to you
2.5%
We receive from seller
LA & OC
Counties we serve
5.0 ★
Google rating
💰 Rebate Calculator

How much will you
get back?

Enter your target purchase price and see exactly what you'll receive at closing. No commitment, no catch.

Your Cash Back Estimate
Purchase Price
$
You receive at closing
$12,000
1% of $1,200,000 · Paid at close of escrow
Claim this rebate →
*Subject to final sales price and lender approval. Results are estimates only.
How It Works

Simple process.
Real savings. Zero trade-offs.

The seller pays our 2.5% buyer agent commission. We keep 1.5% to run our brokerage. You get 1% back at closing — while we do everything a traditional agent does.

01

Connect with a local expert

Tell us your target city, budget, and timeline. We match you with an agent who has closed deals in your specific neighborhood — not just your county.

02

Get full-service representation

Tours, offer strategy, disclosure review, negotiation, inspection coordination, and escrow management — the complete service, no corners cut, ever.

03

Collect your rebate at closing

When escrow closes, choose how to receive your rebate — cash in hand, a stronger offer, or a lower mortgage rate. Completely your call.

Portfolio Home Realty 3-step process illustration
3 Ways to Use Your Rebate

Your money, your choice

Every buyer gets to choose how their rebate is applied. All three options put real money to work for you.

💵

Cash at Closing

Receive a check or wire transfer directly to your account at close of escrow. The most straightforward option — money in your pocket, no strings attached.

🏆

Boost Your Offer to Win

In competitive SoCal markets, apply your rebate to increase your offer price and beat other buyers — without spending a single extra dollar of your own.

📉

Lower Your Mortgage Rate

Use your rebate as a rate buydown to reduce your monthly payment over the life of your loan. Small reduction, big long-term savings.

Newport Beach harbor — Portfolio Home Realty serves Orange County
Why Choose Us

Full service.
More money back.

  • 🗺️
    Hyper-local neighborhood expertiseOur agents specialize by zip code — they know which blocks flood, which HOAs have issues, and where values are heading.
  • 📊
    Data-driven offer strategyWe analyze every comparable sale and DOM trend before you write an offer — so you bid smart, not just high.
  • 🔍
    Disclosure deep-dives, includedWe review seller disclosures, HOA docs, and NHD reports with you — plain English, no surprises.
  • 💬
    Seller programs available tooReduced listing commissions and coordinated buy-sell programs so you save on both sides of your move.
Talk to an agent →
Your Cash Rebate

The math is simple.
1% of your purchase price, back to you.

The seller pays our 2.5% buyer agent commission. We retain 1.5% to operate our brokerage. The remaining 1% is yours — no conditions, no gimmicks.

Get my exact estimate →

Cash Back at Closing

Seller pays 2.5% · We keep 1.5% · You get 1%

$500K purchase
$5,000
$750K purchase
$7,500
$1M purchase
$10,000
$1.5M purchase
$15,000
$2.5M purchase
$25,000
$5M+ purchase
$50,000+
Get my personalized estimate →
Southern California Service Area

All of Southern California.

We serve Los Angeles County, Orange County, and surrounding Southern California. Click any city for local market insights and your exact rebate estimate.

Southern California service area — LA County and Orange County
Showing all cities
Beverly Hills
Median $4.5M
Westside Luxury
$45,000 back
Pacific Palisades
Median $3.8M
Westside Luxury
$38,000 back
Brentwood
Median $3.2M
Westside Luxury
$32,000 back
Malibu
Median $3.2M
Westside Luxury
$32,000 back
Westwood
Median $1.8M
Westside Luxury
$18,000 back
Marina del Rey
Median $1.25M
Marina & Beach
$12,500 back
Santa Monica
Median $1.65M
Marina & Beach
$16,500 back
Venice
Median $2.1M
Marina & Beach
$21,000 back
Culver City
Median $1.1M
Marina & Beach
$11,000 back
El Segundo
Median $1.1M
Marina & Beach
$11,000 back
Los Feliz
Median $1.5M
Marina & Beach
$15,000 back
West Hollywood
Median $1.1M
Marina & Beach
$11,000 back
Manhattan Beach
Median $3.1M
South Bay Beach
$31,000 back
Hermosa Beach
Median $1.75M
South Bay Beach
$17,500 back
Redondo Beach
Median $1.3M
South Bay Beach
$13,000 back
Torrance
Median $980K
South Bay Beach
$9,800 back
Palos Verdes Estates
Median $2.1M
South Bay Beach
$21,000 back
Rancho Palos Verdes
Median $1.6M
South Bay Beach
$16,000 back
Los Angeles
Median $950K
Greater LA
$9,500 back
Studio City
Median $1.8M
Greater LA
$18,000 back
Sherman Oaks
Median $1.4M
Greater LA
$14,000 back
Encino
Median $1.9M
Greater LA
$19,000 back
Burbank
Median $1.05M
Greater LA
$10,500 back
Glendale
Median $1.1M
Greater LA
$11,000 back
Pasadena
Median $1.3M
Greater LA
$13,000 back
Inglewood
Median $700K
Greater LA
$7,000 back
Hawthorne
Median $750K
Greater LA
$7,500 back
Long Beach
Median $780K
Greater LA
$7,800 back
Newport Beach
Median $2.45M
Newport Area
$24,500 back
Costa Mesa
Median $1.05M
Newport Area
$10,500 back
Huntington Beach
Median $1.05M
Newport Area
$10,500 back
Fountain Valley
Median $1M
Newport Area
$10,000 back
Seal Beach
Median $1M
Newport Area
$10,000 back
Garden Grove
Median $820K
Newport Area
$8,200 back
Irvine
Median $1.2M
OC Inland
$12,000 back
Tustin
Median $890K
OC Inland
$8,900 back
Santa Ana
Median $700K
OC Inland
$7,000 back
Garden Grove
Median $820K
OC Inland
$8,200 back
Orange
Median $850K
OC Inland
$8,500 back
Fullerton
Median $880K
OC Inland
$8,800 back
Anaheim
Median $820K
OC Inland
$8,200 back
Yorba Linda
Median $1.1M
OC Inland
$11,000 back
Laguna Beach
Median $2.8M
South OC
$28,000 back
Dana Point
Median $1.35M
South OC
$13,500 back
Laguna Niguel
Median $1.15M
South OC
$11,500 back
Mission Viejo
Median $950K
South OC
$9,500 back
Aliso Viejo
Median $900K
South OC
$9,000 back
Lake Forest
Median $900K
South OC
$9,000 back
Ladera Ranch
Median $1.1M
South OC
$11,000 back
San Juan Capistrano
Median $1.05M
South OC
$10,500 back
Verified Google Reviews

What our clients say

MA
M.A.
Verified Google Review
Google
★★★★★

"This is my third purchase / refinance with Mike. He always gets me the best deals, is very responsive, and he went off his way to make sure everything went as planned. I would highly recommend him."

SS
S.S.
Verified Google Review
Google
★★★★★

"I had a fantastic experience buying a house with Mike. His expertise and advice were spot on, and his customer service was out of this world. I'm so grateful to Mike and his team for making the process so smooth."

NM
N.M.
Verified Google Review
Google
★★★★★

"Portfolio Home Realty made the home-buying process remarkably straightforward. Their deep knowledge of Southern California's real estate market was evident throughout the entire process."

IS
I.S.
Verified Google Review
Google
★★★★★

"I couldn't be more impressed with their services. Their team offers an extensive range of real estate solutions and exceeded all our expectations from start to finish."

BM
B.M.
Verified Google Review
Google
★★★★★

"Mike and his team gave us outstanding service from start to finish and exceeded all our expectations. Thanks!"

NM
N.M.
Verified Google Review
Google
★★★★★

"Professional, knowledgeable, and answered every question I had. They helped me buy my first home with ease. If I was to buy another house I would go back again."

5.0 out of 5  ·  ★★★★★  ·  Based on Google reviews  ·  See all reviews on Google →
FAQ

Smart questions deserve
straight answers.

How does a buyer commission rebate actually work?
+
When you buy a home, the seller typically pays the buyer's agent a commission of 2–3% of the purchase price. Portfolio Home Realty collects that commission, retains 1.5% to run our brokerage, and rebates 1% of the purchase price back to you at closing. You don't pay anything extra — in fact, you walk away with money.
Will I receive less service because of the rebate?
+
No. Our agents provide full-service representation on every transaction: property search, tours, disclosure review, offer writing, negotiation, inspection coordination, and escrow management. The rebate comes from how we structure our business — not from cutting your service.
Is the rebate taxable income I have to report?
+
Per IRS guidance, buyer rebates are generally treated as a purchase price reduction — not income — and are not reported as taxable income. That said, every situation is different, and we always recommend confirming with your CPA or tax advisor.
What if my lender doesn't allow a rebate?
+
Most conventional, FHA, and VA loans allow buyer rebates, though rules vary by lender. Our agents navigate this regularly and will work with your lender upfront to structure the rebate in a compliant way. In some cases, the rebate may be applied toward closing costs instead.
Which Southern California cities do you serve?
+
We serve communities across Los Angeles County, Orange County, and surrounding Southern California — including Newport Beach, Beverly Hills, Malibu, Santa Monica, Manhattan Beach, Irvine, Laguna Beach, and 42 more cities. See our Cities section above.
How large can my rebate be on a luxury purchase?
+
On a $4.5M Beverly Hills purchase, your rebate is $45,000. On a $10M Malibu estate, that's $100,000 returned to you at closing. Our rebate scales directly with the purchase price — especially impactful on Southern California's luxury properties.
Home keys handover — buy with Portfolio Home Realty
Start Here

Talk to an agent —
no commitment required.

Fill out the form and a licensed Portfolio Home Realty agent will reach out within one business day.

📞

Call or Text

(949) 379-5320
✉️
📍

Office

13763 Fiji Way, Marina Del Rey, CA 90292

🕐

Hours

Monday – Friday, 9 AM – 6 PM PST

Get your rebate estimate

Takes 60 seconds. Zero commitment.

We never share your info. By submitting you agree to be contacted by a Portfolio Home Realty licensed agent.

📖 Buyer Resources

The SoCal Home Buyer Blog

Market insights, neighborhood guides, and practical tips for buying smarter in Los Angeles and Orange County.

View all articles →

Search Every Home on the MLS

Browse real-time listings across all Southern California cities we serve. Any home you buy earns you a 1% cash rebate at closing.

Search homes for sale →