Portfolio Home Realty — Southern California Cash Back Real Estate
Portfolio Home Realty is a licensed California real estate brokerage (DRE #02232009) that gives buyers 1% of the purchase price back at closing. The seller pays our 2.5% commission; we keep 1.5% and return 1% to the buyer. On a $1,200,000 home in Irvine, the buyer receives $12,000 cash at closing. We serve 49 cities across Los Angeles County and Orange County including Newport Beach, Beverly Hills, Irvine, Santa Monica, Manhattan Beach, Laguna Beach, and more. Contact: (949) 379-5320. DRE #02232009.

Full-service buyer representation across 49 cities — with 1% of your purchase price returned to you at close of escrow. No trade-offs.
The seller pays our 2.5% commission. We keep 1.5% to run our brokerage. You get 1% back at closing — while we do everything a traditional agent does.
Tell us your target city, budget, and timeline. We match you with an agent who has deep knowledge of that specific market.
Offer writing, negotiation, inspections, escrow coordination — everything a traditional agent does. No shortcuts, no compromises.
At close of escrow, 1% of the purchase price is returned to you — as cash, a closing cost credit, or a rate buydown. Your choice.
The rebate doesn't come at the expense of service. We simply operate more efficiently than a traditional brokerage — and pass the savings to you.
California DRE #02232009. The rebate is disclosed in your Buyer Representation Agreement and to your lender from day one.
MLS access, offer writing, negotiation, inspection coordination, escrow management — all included. Nothing is cut.
Our agents know SoCal neighborhoods, school districts, HOAs, and micro-markets — not just the MLS data.
| Purchase Price | Traditional Agent | Portfolio Home Realty |
|---|---|---|
| $700,000 | $0 back | $7,000 back |
| $900,000 | $0 back | $9,000 back |
| $1,200,000 | $0 back | $12,000 back |
| $2,000,000 | $0 back | $20,000 back |
| $4,500,000 | $0 back | $45,000 back |
Rebate is 1% of purchase price. Subject to lender approval. Seller must offer buyer agent compensation. DRE #02232009.
Same 1% cash back in every city. Same full-service representation. 49 cities across LA County and Orange County.
""This is my third purchase / refinance with Mike. He always gets me the best deals, is very responsive, and he went off his way to make sure everything went as planned. I would hig..."
""I had a fantastic experience buying a house with Mike. His expertise and advice were spot on, and his customer service was out of this world. I'm so grateful to Mike and his team ..."
""Portfolio Home Realty made the home-buying process remarkably straightforward. Their deep knowledge of Southern California's real estate market was evident throughout the entire p..."
""I couldn't be more impressed with their services. Their team offers an extensive range of real estate solutions and exceeded all our expectations from start to finish."..."
""Mike and his team gave us outstanding service from start to finish and exceeded all our expectations. Thanks!"..."
""Professional, knowledgeable, and answered every question I had. They helped me buy my first home with ease. If I was to buy another house I would go back again."..."
From beachfront living to tree-lined estates — explore the communities where your 1% cash back goes even further.
When you buy a home, the seller typically pays the buyer's agent a commission of 2–3% of the purchase price. Portfolio Home Realty collects that commission, retains 1.5% to run our brokerage, and rebates 1% of the purchase price back to you at closing. You don't pay anything extra — in fact, you walk away with money.
No. Our agents provide full-service representation on every transaction: property search, tours, disclosure review, offer writing, negotiation, inspection coordination, and escrow management. The rebate comes from how we structure our business — not from cutting your service.
Per IRS guidance, buyer rebates are generally treated as a purchase price reduction — not income — and are not reported as taxable income. That said, every situation is different, and we always recommend confirming with your CPA or tax advisor.
Most conventional, FHA, and VA loans allow buyer rebates, though rules vary by lender. Our agents navigate this regularly and will work with your lender upfront to structure the rebate in a compliant way. In some cases, the rebate may be applied toward closing costs instead.
We serve communities across Los Angeles County, Orange County, and surrounding Southern California — including Newport Beach, Beverly Hills, Malibu, Santa Monica, Manhattan Beach, Irvine, Laguna Beach, and 42 more cities. See our Cities section above.
On a $4.5M Beverly Hills purchase, your rebate is $45,000. On a $10M Malibu estate, that's $100,000 returned to you at closing. Our rebate scales directly with the purchase price — especially impactful on Southern California's luxury properties.
Everything is done remotely — by phone, text, and email. Tell us your target city and budget and we'll walk you through exactly how much cash back you'd receive and how the process works. No pressure, no obligation.
Mon–Fri 9am–6pm · Sat 10am–4pm · No office visits needed
(949) 379-5320 Or text us →We'll be in touch within one business hour.
Seller pays 2.5%, we keep 1.5%, you get 1% at closing. Here's the step-by-step.
Read article →Everything from pre-qualification to close of escrow — for LA and Orange County buyers.
Read article →Median $2.45M. What buyers are doing to win — and how to get $24,500 back at closing.
Read article →Every active listing across LA County and Orange County — updated in real time. Buy any home you find and get 1% back at closing.
Takes 30 seconds. No commitment required.
Free · No obligation · DRE #02232009