Buy in SoCal.
Get 1% back
at closing.
Full-service buyer representation across 49 cities — with 1% of your purchase price returned to you at close of escrow. No trade-offs.
How much will you get back?
Simple process. Real savings.
Zero trade-offs.
The seller pays our 2.5% commission. We keep 1.5% to run our brokerage. You get 1% back at closing — while we do everything a traditional agent does.
Connect with a local expert
Tell us your target city, budget, and timeline. We match you with an agent who has deep knowledge of that specific market.
Get full-service representation
Offer writing, negotiation, inspections, escrow coordination — everything a traditional agent does. No shortcuts, no compromises.
Collect your rebate at closing
At close of escrow, 1% of the purchase price is returned to you — as cash, a closing cost credit, or a rate buydown. Your choice.
Full service.
More money back.
The rebate doesn't come at the expense of service. We simply operate more efficiently than a traditional brokerage — and pass the savings to you.
Fully licensed & transparent
California DRE #02232009. The rebate is disclosed in your Buyer Representation Agreement and to your lender from day one.
Every service included
MLS access, offer writing, negotiation, inspection coordination, escrow management — all included. Nothing is cut.
Truly local expertise
Our agents know SoCal neighborhoods, school districts, HOAs, and micro-markets — not just the MLS data.
What you actually receive
| Purchase Price | Traditional Agent | Portfolio Home Realty |
|---|---|---|
| $700,000 | $0 back | $7,000 back |
| $900,000 | $0 back | $9,000 back |
| $1,200,000 | $0 back | $12,000 back |
| $2,000,000 | $0 back | $20,000 back |
| $4,500,000 | $0 back | $45,000 back |
Rebate is 1% of purchase price. Subject to lender approval. Seller must offer buyer agent compensation. DRE #02232009.
All of Southern California
Same 1% cash back in every city. Same full-service representation. 49 cities across LA County and Orange County.
Your next chapter starts here
From beachfront living to tree-lined estates — explore the communities where your 1% cash back goes even further.
What our clients say
"This is my third purchase / refinance with Mike. He always gets me the best deals, is very responsive, and he went off his way to make sure everything went as planned. I would highly recommend Portfolio Home Realty to anyone."
"I had a fantastic experience buying a house with Mike. His expertise and advice were spot on, and his customer service was out of this world. I'm so grateful to Mike and his team for making this such a smooth process."
"Portfolio Home Realty made the home-buying process remarkably straightforward. Their deep knowledge of Southern California's real estate market was evident throughout the entire process. Highly recommend."
"I couldn't be more impressed with their services. Their team offers an extensive range of real estate solutions and exceeded all our expectations from start to finish."
"Mike and his team gave us outstanding service from start to finish and exceeded all our expectations. Thanks!"
"Professional, knowledgeable, and answered every question I had. They helped me buy my first home with ease. If I was to buy another house I would go back again."
Straight answers
When you buy a home, the seller typically pays the buyer's agent a commission of 2–3% of the purchase price. Portfolio Home Realty collects that commission, retains 1.5% to run our brokerage, and rebates 1% of the purchase price back to you at closing. You don't pay anything extra — in fact, you walk away with money.
No. Our agents provide full-service representation on every transaction: property search, tours, disclosure review, offer writing, negotiation, inspection coordination, and escrow management. The rebate comes from how we structure our business — not from cutting your service.
Per IRS guidance, buyer rebates are generally treated as a purchase price reduction — not income — and are not reported as taxable income. That said, every situation is different, and we always recommend confirming with your CPA or tax advisor.
Most conventional, FHA, and VA loans allow buyer rebates, though rules vary by lender. Our agents navigate this regularly and will work with your lender upfront to structure the rebate in a compliant way. In some cases, the rebate may be applied toward closing costs instead.
We serve communities across Los Angeles County, Orange County, and surrounding Southern California — including Newport Beach, Beverly Hills, Malibu, Santa Monica, Manhattan Beach, Irvine, Laguna Beach, and 42 more cities. See our Cities section above.
On a $4.5M Beverly Hills purchase, your rebate is $45,000. On a $10M Malibu estate, that's $100,000 returned to you at closing. Our rebate scales directly with the purchase price — especially impactful on Southern California's luxury properties.
With Portfolio Home Realty, you receive 1% of the purchase price back at closing. On a $1,200,000 home you receive $12,000. On a $2,450,000 Newport Beach home you receive $24,500. On a $4,500,000 Beverly Hills estate you receive $45,000. The rebate is calculated as purchase price multiplied by 0.01, with no cap.
Yes. California has permitted buyer rebates since 2003 when the California Department of Real Estate confirmed that licensed brokerages may share their commission with buyers. Portfolio Home Realty is a fully licensed California brokerage (DRE #02232009) and all rebates are disclosed in the Buyer Representation Agreement and reported to your lender.
No. Portfolio Home Realty provides full-service buyer representation on every transaction: MLS access, property tours, disclosure review, offer writing, negotiation, inspection coordination, and escrow management. The rebate comes from how we structure our business, not from reducing your service.
Portfolio Home Realty returns 1% of the purchase price at closing — with no cap. Clever Real Estate offers up to 0.5%, Trelora caps rebates at $6,000, and Redfin offers variable closing credits. As a Southern California specialist, we provide deeper local market knowledge than national platforms and dedicated agent attention on every transaction.
Talk to an agent —
no commitment required.
Tell us your target city and budget. We'll walk you through exactly how much cash back you'd receive and how the process works — no pressure, no obligation.
✓ Got it!
We'll be in touch within one business hour.
How the 1% Rebate Actually Works
Seller pays 2.5%, we keep 1.5%, you get 1% at closing. Here's the step-by-step.
Read article →Complete First-Time Buyer Guide for SoCal
Everything from pre-qualification to close of escrow — for LA and Orange County buyers.
Read article →Newport Beach Real Estate Market 2025
Median $2.45M. What buyers are doing to win — and how to get $24,500 back at closing.
Read article →Calculate, compare, and plan — free
Search Every Home on the MLS
Every active listing across LA County and Orange County — updated in real time. Buy any home you find and get 1% back at closing.