Portfolio Home Realty is a licensed California real estate brokerage (DRE #02232009) serving home buyers in Dana Point, Orange County, California. We provide full-service buyer representation and return 1% of the purchase price to the buyer as cash at closing.

How the rebate works in Dana Point: The seller pays a 2.5% buyer agent commission ($33,750 on a $1.4M home). Portfolio Home Realty retains 1.5% ($20,250) and returns 1% ($13,500) to the buyer at closing.

Median home price in Dana Point: $1.4M. Cash rebate on median purchase: $13,500.

Pre-qualification: Buyers should get pre-qualified before searching. Our partner iLoanCA (https://www.iloanca.com) provides free, fast pre-qualification with no credit impact.

Contact: (949) 379-5320 | mike.basti@portfoliohomerealty.com | 13763 Fiji Way, Marina Del Rey, CA 90292  ·  4000 MacArthur Blvd, Ste 600, Newport Beach, CA 92660 | DRE #02232009

5.0 Google Rating  ·  (949) 379-5320  ·  Get 1% cash back when you buy in SoCal  ·  DRE #02232009  ·  Free consultation →
Home About Team Reviews Client Stories Cities Blog Learn Tools Search Get started
Dana Point harbor with sailboats and waterfront at sunset — Portfolio Home Realty buyer agent
Dana Point, Orange County

Buy a Home in Dana Point
Get Cash Back at Closing

Portfolio Home Realty serves Dana Point buyers with full-service representation and a 1% cash-back rebate at closing. At the Dana Point median home price of $1.4M., buyers receive $13,500 back. DRE #02232009.

Full-service buyer agents in Dana Point. The seller pays our commission — we return 1% of the purchase price to you at closing. Expert representation, real money back. Get pre-qualified first →

$1.35M
Median Price
32 days
Avg. on Market
$13,500
Your Cash Rebate
Balanced
Market Type
Get my free rebate estimate →
📅 Last updated: May 2025  ·  Median prices reflect April 2025 market data  ·  View all buyer guides →

Buying a Home in Dana Point, California

Dana Point is Orange County's harbor town — a stretch of coastline where the county's last big working marina meets some of its most exclusive gated enclaves. The harbor itself is midway through a multi-year, several-hundred-million-dollar rebuild, and the walkable Lantern District downtown has filled in with restaurants and shops. Between the surf breaks at Doheny and the bluff-top resorts, the city draws move-up buyers, second-home owners, and retirees in roughly equal measure.

Our Dana Point buyer agents know how differently a Lantern District cottage trades from a gated Monarch Beach estate, and where the coastal premiums are actually worth paying. Because we return 1% of the purchase price to you at closing, on price points like these the rebate is real money — often enough to cover the bulk of your closing costs or a first year of harbor and HOA dues.

Dana Point Neighborhoods & Submarkets

Dana Point runs from a laid-back beach town at one end to gated bluff-top luxury at the other. These are the areas our agents know best.

Lantern District

The revitalized downtown of lantern-named streets above the harbor, walkable to restaurants and the water. Older cottages and newer townhomes at the center of it all.

Median: $1.35M

Niguel Shores & Headlands

Gated, ocean-view communities from the HOA-run Niguel Shores to the ultra-luxury Strand at Headlands. Bluff-top privacy for buyers chasing the view above all else.

Varies by block

Capistrano Beach

Known locally as Capo Beach, the city's more attainable, easygoing end. Beach-close bungalows and hillside homes that draw first-time coastal buyers.

Below city median

Monarch Beach

Gated, resort-adjacent living around the Waldorf Astoria and the Monarch Beach Golf Links. Manicured, ocean-close, and among the priciest addresses in town.

Above city median

What Our Agents Know About Dana Point

A few coastal realities shape how Dana Point offers come together.

A coastal-sized rebate

On a $1.35M purchase — near Dana Point's median — your Portfolio Home Realty rebate is $13,500 back at closing. At coastal price points like these, 1% adds up: enough to cover most of your closing costs, or a first year of harbor slip fees and HOA dues.

A more patient market than inland OC

Dana Point is a Balanced Market with homes averaging 32 days on market — noticeably calmer than Costa Mesa or Newport. Higher-end and second-home inventory sits longer, which gives a prepared buyer room to negotiate rather than simply react.

HOAs, Mello-Roos, and coastal rules

Many Dana Point homes sit in gated HOA communities or newer tracts carrying Mello-Roos assessments, and bluff or beach-close parcels face Coastal Commission and geological review. Our agents dig into the dues, disclosures, and permits before you're locked in.

📖
From our Blog

How the 1% Cash Back Rebate Works

How the 1% rebate adds up on a coastal Dana Point purchase — read the full guide.

Read →
Buyer Tip

Why You Should Get Pre-Qualified Before Searching in Dana Point

Most sellers won't consider your offer without it — here's how to get it done in 5 minutes, free.

Read →
Portfolio Home Realty Buyer Tip — Dana Point

In a balanced market like Dana Point's, the edge goes to buyers who can close cleanly. A fully underwritten pre-approval lets you ask for price or credits on a home that's been sitting, instead of paying full freight. Have your lender underwrite your file before you tour.

Why Dana Point Buyers Choose Portfolio Home Realty

We're full-service buyer agents who happen to share our commission with you. In Dana Point, that means:

Working knowledge of the Lantern District, Monarch Beach, and the gated enclaves
Full transaction management, first tour through closing
Negotiation built for a balanced, higher-end coastal market
$13,500 cash back at closing (1% of purchase price)

How the Dana Point Cash Rebate Works

In a Dana Point sale the seller pays the buyer-agent commission, and we return most of our share to you. On a $1.35M purchase, here's how it breaks down:

Get Pre-Qualified Before You Buy in Dana Point

Powered by iLoanCA · Free · No credit pull · Takes ~5 minutes

✓ Free  ·  ✓ No credit impact  ·  ✓ Instant results
Why pre-qualify first?

Know your real budget

Stop guessing. Get an exact number so you only tour homes you can actually buy — and negotiate with confidence.

🏆

Win in Dana Point's market

Sellers won't consider offers without a pre-qual letter. In a competitive market, it's the difference between winning and losing.

Move fast when it matters

The best homes go fast. With financing lined up, you can submit an offer the same day you find the right home.

Answer a few quick questions and get your free pre-qualification letter — no commitment, no hard credit pull.

Get Pre-Qualified Free →
Free No credit pull ~5 minutes
Today's Mortgage Rates
Updated weekly
30-Year Fixed
15-Year Fixed
Loading...
Source: Freddie Mac PMMS via FRED

✦ What To Know Before Buying Here

  • Median home price in Dana Point: $1.35M — you get $13,500 back at closing
  • Market: Orange County — competitive, pre-qualification required before offers
  • Your agent: Portfolio Home Realty DRE #02232009 — full service, no trade-offs
  • Next step: Get pre-qualified free — takes 5 minutes, no credit pull

Your Rebate at Closing — $1.35M Purchase

Seller pays our commission · We share it with you

Seller pays buyer agent commission (2.5%)
$33,750
Portfolio Home Realty retains (1.5%)
$20,250
Your cash rebate at closing (1%)
$13,500

Rebate up to 1% of purchase price. Subject to lender approval.

Frequently Asked Questions — Buying in Dana Point

How much cash back can I get when buying in Dana Point?
+
Portfolio Home Realty returns 1% of the purchase price at closing. On a $1.35M purchase — near Dana Point's median — that's $13,500 in cash. It's fully legal in California, comes from our commission rather than your price, and doesn't touch the seller's proceeds.
Does getting a rebate affect the quality of representation I receive?
+
Not at all. Every Dana Point buyer gets full service — tours, comps, offer writing, negotiation, inspection and escrow coordination, and a close read of HOA and coastal disclosures. The rebate is funded from our commission, not by doing less for you.
What's the current Dana Point real estate market like?
+
Dana Point is a Balanced Market, with a median sale price around $1.35M and homes averaging 32 days on market. Higher-end and second-home listings tend to sit longer, which often leaves room to negotiate. We'll run a current comparative market analysis on anything you're weighing before you write.

About Portfolio Home Realty in Dana Point

Portfolio Home Realty is a licensed California brokerage (DRE #02232009) representing buyers along Orange County's coast — from Dana Point's Lantern District and Capistrano Beach to the gated communities of Monarch Beach and the Headlands. We provide full-service representation and return 1% of the purchase price as cash at closing. To reach a Dana Point buyer agent, call (949) 379-5320 or email mike.basti@portfoliohomerealty.com.

Buy in Dana Point —
Get Cash Back.

Talk to a licensed Dana Point buyer agent today. Free consultation, no obligation. We'll walk you through your exact rebate estimate and answer every question.

Call or Text

(949) 379-5320
🏦

Get Pre-Qualified

Get pre-qualified at iLoanCA.com →

Know your budget before you start. Free, no commitment.

Hours

Monday – Friday, 9 AM – 6 PM PST

Get your Dana Point rebate estimate

Takes 60 seconds. Zero commitment.

Prefer to talk? Call us now

Mon–Fri 9am–6pm · Sat 10am–4pm · Free consultation

(949) 379-5320

We never share your info. By submitting you agree to be contacted by a licensed agent.

Search Every Home in Dana Point

Browse real-time MLS listings in Dana Point and all of Southern California. Any home you buy earns you 1% cash back at closing.

Text us (949) 379-5320